Having a child with a disability is hard, but you wouldn’t have it any other way. When your child becomes an adult, they still need the nearly constant care and attention you gave them when they were young children.
You may have been planning for their adulthood for many years and that would include their financial security.
Check https://www.longtermdisabilitylawyer.com/insurance-companies/lincoln-financial-national/ for any questions regarding disability law and financial planning for adult children with disabilities.
Your adult child needs respect, boundaries, care and patience, maybe even more than when they were younger. Below is a list of 7 points to remember when caring for your adult disabled child.
1. Gather a Support Team
Before you leave your child, either at an adult facility or in case you pass away, gather a support team for him or her. Make sure these are people you and your child trust.
Check with their schools, work, or specialists to see if there are any adults willing to take some responsibility for your grown child in the event you are unable to care for them. This could be checking in on them once a week, or more daily help. No matter what that person is assigned, it is paramount they will carry out the help needed.
2. Plan for Your Death
It is not something parents want to talk about, but they must if they want to provide the best care for their adult children with disabilities. You must plan for when you pass, and your child is left.
Where will he or she go? Who will take care of them financially? Who will help them with their day-to-day activities? And many other questions need to be answered before you go.
3. Continuing Education
When your child reaches a certain age, he or she may want to continue their education. This is a time when parents need to let go a little and allow them to make this decision.
Again, you may have been planning for this for a while, either way, allow your adult child to have their voices heard and listen to what they want to do with their life.
4. Adult care facilities
There are some children that grow up fast, and strong, and despite what their parents want, they cannot stay with their family. The time to investigate adult care facilities is when your child is still a small child.
If your adult child has held a job before, even a babysitting or lawn care job, they may want to join the workforce. There are several agencies that help place adults with disabilities in the perfect jobs for their skill set.
Be sure to talk with your child first to make sure that working is what they want as well as what you want.
6. Independent living
It would depend on the type and severity of your child’s disability, but an independent living facility is another option. Be open with your child and their teachers and doctors to make sure you are all on the same page and this is what they want.
Many disabled children do not like change, they may even think you are trying to get rid of them. Be understanding and tolerant.
7. Take care of yourself
You can’t take care of everyone else and not take time for yourself. Request a respite from an organization or a friend. You will need to get away from your adult child now and then to make sure you realize you are not only their parent, but you are you and you need things as well.